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Machhapuchhre Shield

Guaranteed Return — Risk-Averse Portfolio

"Rule No. 1: Never lose money. Rule No. 2: Never forget rule No. 1." — Warren Buffett

SCAN's most conservative investment offering — a capital-protective portfolio designed to preserve principal while delivering a guaranteed minimum annual return. It is ideally suited for risk-averse investors, those approaching retirement, and individuals seeking stable, predictable income without exposure to significant market volatility.

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    Guaranteed return framework — Investments are structured to assure the principal plus a minimum return above the FD interest rate. No management or performance fees are charged if the fund fails to meet the hurdle rate.

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    Blue-chip screening model — Evaluates companies on three-year earnings stability, dividend consistency, liquidity depth, competitive positioning, and management track record.

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    Liability-matching algorithms — Aligns the duration of fixed income holdings with the portfolio's liquidity profile, ensuring redemption obligations are met without forced asset sales.

RISK CONTROL — CREDIT & DURATION MONITORING

Real-time monitoring of credit risk and interest rate exposure across fixed income holdings triggers reallocation alerts when portfolio-level risk metrics exceed predefined thresholds.

RISK POSTURELOWEST

Lowest risk, capital preservation focus

PORTFOLIO PARAMETERS

Investment Mix67–100% Fixed Income | 0–33% Blue-Chip Equity
Hurdle Rate5–10% p.a.
Lock-in Period3 Years
Withdrawal After 1 Year
TransferFree, any time